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Disability insurance provides financial security and peace of mind to those looking for additional protection if they can no longer work due to an injury or disabling illness. Americans suffer chronic and debilitating illnesses more and more every year. These injuries and ailments can dramatically impact a person’s ability to work. Thus, many workers have […]

Life insurance provides a financial safety net for surviving family members when someone dies unexpectedly. Life insurance proceeds must be paid to the beneficiaries in a timely manner. But there are circumstances which can excuse an insurance company from the obligation to pay benefits. The person on whose life the insurance policy is underwritten has […]

The directors of a corporation owe shareholders a fiduciary duty to act in their best interests. This duty allows shareholders to safely and securely finance a corporation and its business goals while ensuring their capital investment is safe. With a prescribed fiduciary duty, shareholders would be more likely to engage in this commercial activity, providing […]

You entered into your contract agreement carefully. You thought the terms were clear, and you signed on the dotted line feeling confident. You trusted the other party to fulfill their duties and leave you with a “job well done.” That is what contracts are supposed to guarantee. But what if the other party does not […]

Mental illness affects a significant number of Americans, and many of them are not able to get the treatment they need. Even when health plans cover mental health benefits, they can be harder to access and less comprehensive than other types of health benefits. The Mental Health Parity Act (MHPA) of 1996 was the original […]

Business partnerships are not unlike marriages, with individuals relying on each other to make the best decisions for everyone involved. After all, there is something that gets noticed in someone who is chosen as a business partner. But business relationships, like any other, can grow sour, forcing those involved to evaluate and make changes. Taking […]

We retained this firm a few months ago to assist us with a long term disability claim. We worked specifically with Mr. Amar Raval. He and his staff have been very accommodating and attentive to our case.

Fiduciary describes a relationship where one party has been entrusted to act on behalf of another party for business or personal reasons. The party acting as a fiduciary is legally required to act with the utmost integrity in all dealings and cannot do anything to jeopardize the interests of the party being represented. Fiduciary relationships […]

Being a business partner requires individuals to rely heavily on others to share in the common goals of a business by carrying a portion of the weight, contributing to new ideas, and trusting that each person is looking out for the best for their partner. But for many reasons, partnerships can take a turn, with […]

In this video, CEO of Atlas Holdings, Craig Taylor discusses his experience working with Houston commercial litigation attorney Geoff Berg of Berg Plummer Johnson & Raval, LLP.

Working in some Texas industries can involve handling proprietary information or ground-breaking research, which employers need to protect. One of the ways they do this is by having employees sign non-compete agreements to prevent workers from sharing their secrets with other companies. These contracts are usually part of your standard employment agreement, but what impact […]

Life insurance is usually purchased to make sure a beneficiary has some financial means if the policyholder should die. Life insurance contracts promise to pay a beneficiary in a timely manner upon proof of death and compliance with policy terms and conditions. However, because insurance companies would rather not pay out any more than is […]

Breaches of contract can occur as a result of nonperformance and / or by announcing an intention not to perform, but there are many types of breaches. The following are common complaints in breach of contract cases: Failure to deliver the expected service; Failure to deliver the expected goods; Failure to complete the job; Failure […]

Many patients who are receiving treatment for cancer may pursue proton therapy. This recent development in radiation therapy uses protons instead of X-rays. Since X-rays are known to put patients at risk of additional illnesses, proton therapy is extremely promising with fewer side effects. However, the availability of this treatment is limited to only a […]

When one of my clients needs a lawyer to handle a matter that might involve business litigation, I send him to Geoff. Geoff is an outstanding lawyer with a fighter’s heart; I endorse his work wholeheartedly.

Prepare to be shocked: there is a lot of crime on the internet. One of the most rapidly growing is Business Email Compromise (BEC). According to the FBI, relying only on complaints it received, BEC losses in 2022 alone totaled $2.4 billion. How much has this crime increased just since 2015? Abnormal Security created this […]

Materiality is a crucial legal standard in contract breaches. While every breach of contract could entitle you to recover financial compensation, if the breach causes you damages, a material breach could relieve you of your own obligation to perform under the terms of the contract. This article will cover: What is a Material Breach of […]

Amar Raval and the team at Berg, Plummer, Johnson, and Raval are amazing lawyers and great to work with. They explain everything in detail and make the process a better learning experience. They are always available to help quickly and maintain a high level of professionalism.

Not all partnerships end the way business owners want, so it is important to know what happens when dissolving a partnership. Even if your relationship with your partner(s) has proceeded smoothly for most of your partnership’s existence, there may come a time when the partnership has outlived its purpose or circumstances have significantly change. In […]

Agreeing to a 50/50 partnership begins with the best of intentions – everyone is excited, looking forward to a long, prosperous future together. But with each partner having equal control and decision-making power lie the seeds of a future war of attrition. Relationships that begin harmoniously can and frequently do deteriorate over time when each […]

You have to be vigilant about enforcing your intellectual property rights. Nobody else will take action on your behalf. In the meantime, you could be losing a considerable amount of money if you do nothing. Not only should you closely monitor what someone may be doing with your intellectual property, but you should not hesitate […]

Many employees must sign non-compete agreements with their employer as a condition of their employment. Despite the Biden Administration’s stated intent to ban these agreements, and the Federal Trade Commission’s proposed rule doing so, many workers are still subject to the terms of these agreements within their employment contracts. The answer to whether or not […]

The answer to the question of “Can insurance companies deny cancer treatment?” is often different from the answer to the question of “Do insurance companies deny cancer treatment?” Although federal law often prohibits insurance companies from denying certain vital cancer treatments, patients are often forced to fight for coverage. In some cases, patients may even […]

Mr. Raval, a Partner with Berg Plummer Johnson & Raval Law Firm, is the “Absolute” very best in class. Mr. Raval represented and won my/our case against a Top Oil Company in America. After filing suit, a month later we settled. I encourage “All” who need the “best professional representation” in an LTD issue to […]

Mr. Raval was the first attorney I found in a web search. Three other attorneys I spoke with as well recommended him. So, we first encountered his excellence among his peers. We hired him to represent my wife against an LTD (long term disability) claim denial. He convinced the insurance company to reverse its decision […]

In this video, President and CEO of Blackwise, LLC, Jason Ford discusses his experience working with the Houston business attorneys at Berg Plummer Johnson & Raval, LLP.

Amar Raval and his team are who you want on your side when dealing with an insurance company that is delaying your benefits. He stays in contact and is a go-getter. I enjoyed working with him.

Mental Health Matters Act Advances to Senate In May, the Employee and Retiree Access to Justice Act (H.R. 7740) was introduced in the U.S. House of Representatives. The bill seeks to ban discretionary clauses in all employer-sponsored benefit plans governed by ERISA. If passed, this federal ban on discretionary clauses would return ERISA cases to […]

I would like to recommend this firm. I have no words to express my gratitude to them for everything they did for me and my claim. I was denied my private long term disability claim by a well known Insurance company.

In this video, CFO of Ellit Groups, LLC Elizabeth Huckabay discusses her experience working with Geoffrey Berg of Berg Plummer Johnson & Raval, LLP.

If you have been denied benefits provided through an employer-sponsored plan, your claim will generally fall under the Employee Retirement Income Security Act (ERISA). ERISA is a federal law that governs most employee benefit plans. While ERISA was originally enacted to safeguard employees’ retirement and pension benefits, its reach and scope has been expanded over the years. […]

Earlier this month, the Employee and Retiree Access to Justice Act (H.R. 7740) was introduced in the U.S. House of Representatives. A companion bill was also introduced in the Senate as S. 4219. The bill seeks to ban discretionary clauses in all employer-sponsored benefit plans governed by ERISA. If passed, this federal ban on discretionary […]

Earlier this month, a Las Vegas jury awarded the family of a man who was wrongly denied health insurance coverage a $200 million civil verdict against Sierra Health and Life Insurance. William George “Bill” Eskew was diagnosed with lung cancer in 2015. Mr. Eskew and his wife purchased a health insurance policy from Sierra Health […]

We are proud to represent clients against Blue Cross Blue Shield of Texas when it wrongly denies proton beam radiation therapy for cancer. This is because regardless of medical necessity, BCBS has a uniform policy to deny proton therapy treatment and force insureds to seek suboptimal treatment. Our client seeks to hold BCBS responsible for […]

At Berg Plummer Johnson & Raval, we often deal with long term disability claim denials. We are pleased to report the good news for our client, Kristy Midkiff, where we served as local counsel alongside Terry Coleman. The case of Midkiff v. Prudential is a study in some of the twists and turns a long term disability claim […]

Roslyn Gonzalez was out of options when she decided on her cancer treatment. Blue Cross Blue Shield of Texas (BCBS) chose to save a few thousand dollars to ensure more profits for its shareholders. In doing so, it denied Ms. Gonzalez a safer course of treatment and ensured that she would never bear children. Ms. […]

Mr. Raval was awesome. In the wake of the passing of my father, several issues arose regarding his life insurance. Mr. Raval was referred to me for this instance. He was kind, courteous, compassionate, truthful, and most of all he helped myself and my family understand the situation we had chosen to undertake.

I received a bill from the hospital for $25,000 stating my insurance company did not approve my knee surgery. After investigating, attorney Amar Raval found that the hospital did not follow the proper procedure or process to get my surgery authorized through my insurance company.

Recently, in a California insurance lawsuit involving the wrongful denial of health insurance benefits to a 19-year old claimant suffering from a rare immune-system disorder, a former medical director at Aetna (the defendant health insurer) admitted under oath to having never reviewed patient medical records when determining whether to deny health insurance claims. The testimony […]